Jobs Portal Online

The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.

The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.

There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.

With this card you have free direct deposit. To enroll in this you only have to fill out a form and turn that into your employer or payroll department.

Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.

With this card you receive free online account access. You can also access your cash at over 800,000 ATM’s.

You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.

To do this you simply go online and fill in the payees details. This includes address, name, and amount of payment.

Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.

With this service and direct deposit you will also save money by not having to pay for check cashing fees.

However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.

For example the rush card charges you a convenience fee. A convenience fee is simply a fee for using your card.

The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.

Only at the end of a full calendar month will the extra convenience fees be refunded to you.

That works out to almost 2 months before you will be issued your refund. These fees are ludicrous; there are very few people that only use their credit card ten times in a month.

It’s hard to believe that someone can be charged these fees. In addition having to wait so long to get your refund.

Also with the rush card in order to use bill pay you must pay $2.00 and then an additional $1.00 for every check you write. There are many prepaid cards that offer this service for free.

The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.

In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.