Bargain Properties ? How to play this game.

by Doc Schmyz

Fixer’s and forclosure properties have always been the “jewels” that RE investors look for in order to make big profits. However if you dont do your home work before hand you may loose not only your investment but your profit as well.

A step by step approach is best in order to make a solid decision before commiting to the investment. Make a check list and use it. And dont forget to add these to your list.

Keep in mind…this isnt listed in any particular order. Its just things to keep in mind The target real estate should meet at least one of the criteria, but not be too heavy in any other areas.

Here is the list I have used:

WHY THE ASKING PRICE

Price is the first thing an investors sees.

We are all looking for below market value. Buy for a little, sell for a lot. But why are they selling so low? Is it to solve one of the “3 D’s”. (Debt, Death, Divorce)

If not, there may be problems with the property that require major expense to correct. Structural problems such as a cracked foundation or outdated plumbing and electrical wiring. The last two are VERY common in older craftsman homes from the 30-50′s. CONSIDER HOLDING COSTS

My personal opinion is that the holding cost are the number one profit killer. YOU HAVE TO BUDGET THEM IN. Commissions to agents, mortgage, closing costs taxes, all repairs…and dont forget the gas and electric.

Poor determination of true market value is another obstacle to the successful deal. Market value is essentially a subjective exercise where the true value is not known until someone buys the property.

Price other property inthe area. Come as close to the size/style/lot size you are looking at buying.

TERMS AND CONDITIONS CAN HELP YOU

What areas can you leverage besides price and location. Financing?

In some cases a full price purchase can allow you to leverage the terms to mean a lower intrest rate or smaller down payment.

RESEARCH THE LOCAL MARKET

Learn everything you can about the market your shopping in. What are the schools like? How close is the local hospital? Is there a local police station or sub-station? Also look at the floor plans of surrounding homes. How many bed/baths? whats the average price in the area? What are the prices of the last homes sold in the area? Etc..etc.

LOCATION. LOCATION. LOCATION.

Location is usually seen as the most critical component of finding a good deal next to price. In reality, this matters much more if you?re looking in terms of finding a long-term residence than it does for a quick sale. It’s more critical to focus on the potential profit margins than the area it’s located in. If the ugly home by the dump is more profitable than the fashionable condo downtown, then it’s a better deal, aesthetics aside.

DISTRESSED REAL ESTATE

Most new investors and some seasoned ones, seek out fix and flips and distressed foreclosures for the opportunity to increase the profit margin. If your going this route make sure you have a good eye for the details and a solid understanding of basic home repair.

Fixer properties are a treasure trove to a savy investor. If you have a good eye for details and can spot maintance problems you can make a nice return on your investment. Things like a bad roof, poor plumbing or a bad foundation can be very costly to repair. Once you have a idea of what your looking at for repair cost, do your self a favor and add a little buffer say 5%…just to be safe.

Know what it is ZONED for.

Zoning provides an opportunity to put the property to a higher or better use and is an area many investors ignore. Higher and better use means that the owner is getting the most out of the land. For example, if a lot is zoned for three units but contains a single lot, then it is not getting its highest and best use. Or if a lot is zoned commercial, yet there’s a three unit residential building sitting on it, it is not getting its best and highest use, like a business or a store.

Understand that a single use zoned proerty is always cheaper then a multi use.

Classic zoning “no-no’s” are garages converted to bedrooms. Non-permitted granny flats and detached garages.

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Real Women Are Looking For A Manas Man

by Pam Baldwin

How would I know what are women really looking for in a man? That’s simple. I am a woman, and I have found a man. There have been several men in my life. Most of these were not keepers, unfortunately. But the one I have just found certainly is. The qualities of this man are what make him a keeper, and the reasons why he is a keeper are the true examples of what women are really looking for in a man.

The top quality that makes my man a keeper is that he is a man’s man. He isn’t overly macho. He can be extremely masculine while still respecting women. He comes home and treats me with the love and respect that I deserve after spending all day hanging out with the guys.

A man’s man doesn’t have to wine and dine you – but he should! He should be sensitive to your feelings, desires, and needs. He should do what ever it takes to make you feel loved, like holding your hand or making you dinner.

Beyond this respect and sensitivity, woman want to be valued. A manas man like mine should ask for his ladyas opinion, and he should take it seriously. He should be able to engage in serious, intelligent conversation with his woman.

Women need a man who is intelligent. The respect and value of a man is of no use to a woman if he can not understand her opinion. He has to be smart enough to hold an intelligent, adult conversation.

There are many languages of love. A real man knows how to speak these languages and is fluent in most of them. He will know when to buy gifts, he will know when to touch your hand, he will know when to provide a service, he will know how to tell you what he feels, he will spend time with you. He will not only know, but he will do these things for his woman.

Finally, a true man?s man is not afraid of losing his identity. He cannot make you feel like a woman unless he is in touch with his feminine side. He will use that side to reach out and touch yours, in just the right places.

So, what are women really looking for in a man? We are not looking for Mr. Macho, you can keep him; or Mr. Right who does not exist. We are looking for that one man who knows how to make you feel like a woman, and does.

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Web Hosting-Look Before Committing Yourself

by Ian Hall

Companies that provide space and bandwidth for a domain with one or more web sites through an internet connected server are called Web Hosts. Major companies can host domains on their own equipment and IP address range, as allowed by their private networks. But for most of those who want an internet existence, a ‘rented’ web host is essential.

A wide selection of hosting plans is available. Some charge up to $100 or more per month while others are free. Some only offer a token amount of disk space and miniscule amounts of bandwidth use. For anything else, the web site owner is on his own. Others offer a broad set of services, including email server administration, backups, design help for your website, technical support, etc.

Web hosting services may involve sharing a single server with multiple other users, even thousands or more. This arrangement is efficient and spares hosting companies unnecessary costs. The arrangement works fine because many web sites are simple and low volume. Considering a dedicated server may be helpful when you or one or more of the others grow.

Only your domain is hosted by a dedicated server as suggested by the name. You may place a single web site or many web sites on it. The access is controlled by you. You can also try doing the server administration yourself. This will cost you a lot of time, but it will save you money on support. If you do not have enough knowledge, you can end up losing more money than you save.

It’s advisable to have some technical knowledge to your credit if you are going to perform these administrative functions on your own, even if you do hire assistance. Some of that knowledge will be useful not only for dealing with emergencies, but for daily tasks as well. It will be necessary for you to familiarize yourself with FTP, backup methods, email administration, and other technical areas.

You’ll begin to find it worthwhile to look at implementing a database when your website grows to a certain size and level of complexity. However, that requires greater technical expertise as well as logistical planning and creative design.

Database application is comparatively simple. Some careful thinking is necessary to attain your desired design with good performance and simple maintenance. Graphic design, content creation and development, and many other tasks require considerable skill and time; many people do not have the patients for this work.

There are other, more menial administrative issues that must be addressed. “Utilitarian” tasks, such as managing disk space, maintaining domain names and dealing with registrations and changes are not enjoyable to most people. Knowledge about DNS workings as well as the design of the Internet itself is helpful. You will be more prepared if you have gained a comprehension of those tasks and their purposes.

Consider all factors and look closely, when looking for a web host for your web site. Think about your personality traits and what’s offered and decide if it is a good match. Be sure to look at everything before you dive in.

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Wood Blinds: Classic Window Dressing

by Fabian Toulouse

I love moving to a new place. I love the idea of decorating a home and the endless sea of possibilities. Living in a tropical or warm climate makes using heavy curtains or drapes somewhat prohibitive. The solution, I found, is a liberal, yet tasteful, use of wood blinds.

I admire a minimalist style and the accentuation of clean lines. I also admire Asian themes that include Japanese, Chinese, and Javanese pieces. Accentuating the modern, simple teak furniture in my living room, are a series of wood blinds painted with an off-white. This color contrast makes the room a striking place to gather my thoughts. Moreover, the white blinds make the room seem brighter and more expansive. Perhaps an antique Chinese painting on the focal wall will add a touch of class and elegance to the whole room. A few glass jars of money plants, with lush green leaves, placed on the coffee table or the teak showcase can add an extra dimension to the room. And when the sunlight is just right, a simple twist of the wooden blinds will make the room absolutely bewildering.

Wood blinds are also featured in my dining room. Since my dining room opens to an area overlooking the swimming pool, it has become a featured spot for family gatherings and summer barbecues. When it is lovely outside I easily roll up the blinds, open the glass doors, and let the fresh air and sunshine flood the room. I have also put up outdoor wood blinds for some of the doors that get the most sunshine. Sometimes nothing beats a cool, dark dining room. Since these blinds are incredibly durable, my small tribe of cats are discouraged from scratching them to pieces. Likewise, their trail of fur tends to end up on the floor, and not on the blinds, unlike curtains or drapes (which used to be two-toned with cat fur). This means I spend a considerably smaller amount of time cleaning and spend less having curtains cleaned and laundered.

Being enamored of Japanese and Javanese decor, I have had a Japanese rock garden and a small Koi pond added to the backyard garden. I adore this serene ambiance and often find myself either napping or trying to meditate. But it has been the case that my best attempts to bask in the serenity are undone by the magical smell of cookie baking wafting through the open windows, through the blinds, and into the garden. Alas.

And let us not neglect the kitchen. I have had golden oak cabinets installed and the dark wood blinds on the windows set off the entire kitchen. Just as with my living room and dining room, I enjoy having the choice of letting a lot or a little sunshine into my kitchen, especially in the morning. So, crack open the blinds and let the sun shine in.

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An Overview of 50Blues – Blues Backing Tracks

by Mike Contreal

For most guitarists, the dream of perfecting their Blues style is one that most achieve for. But the problem is in achieving blues guitar greatness is finding the ideal atmosphere that will allow you to expand and grow your style and technique. But what is the best way to do it?

The secret that all blues guitarists know is that the key of the perfect riff is improvisation. There is always that one moment when you are jamming with the band, when the music just overcomes you, and the perfect blues riff just flow seamlessly from your fingers. But other than getting the band together and every possible moment, there are not many opportunities for you to perfect your style to achieve such greatness.

That is where 50Blues comes in, providing blues backing track to develop and expand your technique. With over 50 blues backing tracks available to use, the possibilities are endless in what you can achieve.

50Blues is the perfect way to expand your style and technique because of the sheer simplicity behind it. After purchasing online, it only takes about five minutes to get the downloads you need, and it won’t be long before you have the perfect blues backing track to practice with.

The blues backing tracks are also available for purchase via CD for all those people who are more comfortable around hi-fi systems than computers.
While there is a sheer number of options available when it comes to blues backing tracks, but what makes 50Blues rise head and shoulders above the competition is the absolute quality that comes flowing out of the speakers when you load up the tracks.

All tracks are performed by a full blues backing band, so it gives the serious blues player the chance to truly feel the mood and tempo of the music rather than try to focus on other tracks that do not provide the same quality.

The choice of blues backing tracks with 50Blues is endless, so regardless of the style and tempo you want to perfect, the choice will be at your fingertips with relative ease. And 50Blues is not just for blues guitarists, as the blues backing tracks are perfectly formed that it is regardless you play the guitar, harmonica, harp of just about any instrument that can achieve inspirational blues riffing.

Finding opportunities to perfect your style are hard to come by, so the choice of 50Blues means that you can practice your style and technique how you want, when you want.

For all serious blues musicians, there is no doubt that the secret in becoming the master is the need to take every chance to practice.
With 50Blues providing quality sounds of a true blue backing band at a simple click, it won’t be long before you discover the blues music just jumping out from within!

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Right keywords and NetBannersOnline.com tools

by Jason Wong

Are you looking for help promoting your site for top keywords? Using different research tools for effective keyword bidding is essential in advertiser programs such as Google AdSense and Yahoo tools. As you have probably heard over and over, keyword marketing is very importaint step in success of online business. you have to know exactly what is behind the high frequency of a specific search phrase When you search a software tool to find the most popular keywords for your website.

If you are just throwing up websites without incorporating professional niche keyword research into your site planning, content development and search engine optimization, you are truly taking a shot in the dark. Once your site structure is done it is time to create the content for the site, which is the crucial part and where the keyword optimization and keyword density comes into play.

Never forget that keyword marketing research is the factor that determines the success or failure of your niche site. While doing keyword optimization it is always recommended to do a thorough market research and competitive analysis to find top keywords used by search engine visitors to find products and services online and what search terms are targeted by your competitors who are doing well in online marketing.

Keyword ranking will help you to be on top of your competitors, because through it, you’ll know what the public wants, what people are actually looking for, thus giving you ample time to come up with services and goods that these people want. At its simplest level, keyword research is about studying the phrases that work for your search engine audience.

Tools, which you can find on NetBannersOnline.com can help you identify search terms suitable for your business and you should use them to assist you in keyword research. It has set of unique technologies which allows you to see all needed information about keyword that you want to bid on. Plus, it has unique top placing technology which helps you to get on top of Google, Yahoo, MSN, plus dozens of search engines across the world. It’s business model differs from pay per click technologies and allows advertisers to get unique niche for their websites with unique ownership of keywords. If you’re a brick and mortar business that sells power tools, proper keyword research can be a tremendous help-even before you set up your online business.

Keyword ranking research is the heart of any search engine optimization and search marketing task. An effective website relies on good set of keywords, and using the right tools to manipulate those terms.

Doing proper keyword optimization needs both time and skill, and the service doesn’t come cheap. In common, keyword marketing and ranking undoubtedly is a very important and also fascinating field of Internet marketing that unravels the magnitude of the Internet.

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Discovering the Joy of Cooking

by Alice Sy

People say that the surest way that a woman will get to a man’s heart is through his stomach. That is true. In the course of history, no person has ever said no to food. Cooking is a universal favorite and it has done much to human being – livelihood, entertainment, etc. Indeed, the joy of cooking is undoubtable.

Before fire was discovered by man, human beings used to eat their food raw and fresh from a catch. Over time, they have learned which food can be eaten raw without any undesired effects to the body. Aside from seafood, they have learned that fruits, vegetables and insects can be eaten raw.

When fire was discovered, the joy of cooking started to spark among the hearts of men. Many tried to experiment cooking different foods directly over the fire since pottery wasn’t available then. They either cooked the food directly over the fire or they wrapped and steamed them over embers.

At the time, there was no fire to cook your food with and no potter to cook your food on. What man did was to eat his food directly from a catch. Man then discovered that there are certain foods that can be eaten raw such as fish, fruits, vegetables, and insects.

Over time, the joy of cooking became an art form, so much so that it became a profession and named it Culinary Arts. Many individuals have sought to study this profession, studied the art of cooking and came up with its different forms.

Humans first roasted or toasted their food directly from the fire. This was before they invented pottery, around 7,000 and 12,000 years ago. They also wrapped and steamed their food over embers. With the development of pottery, cooking became sophisticated. The methods of cooking, like boiling, stewing, frying, and baking, were soon realized. Later, it successfully evolved to what is now modern cooking.

There are five forms of cooking with the help of heat. They include cooking through liquid, like boiling, poaching, and stewing; cooking in fats and oil, or frying; coking by exposing to vapor, like steaming, poaching, and braising; exposing to dry heat, like baking, broiling, and roasting; and subjecting to hot oil or sauting. So, in whatever forms you may wish to cook, just feel the joy of cooking.

Indeed, no one can replace the joy of cooking in anyone’s heart. As time passes, cooking will always be the most favorite thing man ever does.

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Free shipping coupons at JcPenneys

by Priscilla Queen

Have you ever wanted to buy a product online but chose not to do it because shipping charges were extravagant? Many shoppers tend to find this news startling and with the price of nearly everything going up, the shipping costs for purchasing products online will also increase. This leaves many online shoppers frustrated and looking for ways to get free shipping service.

Are you going to buy from an online store that offers a product at a low price but charges you just about the same amount for shipping? Probably not because you aren’t saving any money. Especially if you can purchase the product somewhere else for a low price whether it is online or in a store.

For this reason, some retails stores are offering good coupon like deals to get visitors to purchase items off their website. Some will use gimmicks of buy one, get one free. Others will offer 10 or 25 percent coupons after you spend a certain amount. Still, others are going a step further. Some are offering coupons for free shipping.

This store began in the early 20th century as a lone store. However, it grew to compete with many other retail outlets. When the Internet was launched, JcPenney, along with many other stores, launched websites to draw business into the store. With the wide range of products it offers, JcPenney can compete among the best of them.

For those who are unable to shop at a local JcPenney store, the online store is a great advantage. However, many people may feel turned off by shopping online because of the shipping costs. Retail executives have opened many warehouses located strategically around the United States. This way they can give shipping costs low or offer the free shipping service.

They have also taken their shipping further. Promotional codes, which can be found throughout the Internet and newspapers, can be used to decrease the costs to you the consumer. The JcPenney website also has the option to get codes for specific coupons sent directly to your email.

Why is it that free shipping service matters? Many times when you pay for a product, you are paying for two things. First, how heavy the product is. Two, how you are shipping the item. If you are buying a large item such as lamp or bedding, free shipping can save you more than $20.

If you are ready to shop online at JcPenney, then make sure you find a website that hosts in date codes and coupons. Some websites accidentally leave on the older codes that no longer work. Keep your eyes out for that minor problem.

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10 Reasons To Survey Your Visitors, Subscribers And Customers

by Kim and Charles Petty

1. You’ll find out what type of content visitors want to see at your web site. This will attract your visitors to revisit and read the content.

2. You’ll find out how to improve existing products or services. This will attract new customers to buy from your business.

3. You’ll find out which products or services your customers would like to see you sell in the future. This will increase your back end product sales.

4. You’ll find out how to improve your customer service. This will cut down on customer complaints and how to better resolve problems.

5. You’ll find out how to improve your sales letters or ads. This will increase your sales, traffic or ezine subscribers.

6. You’ll find out what kind of articles or interviews they want to see in your free e-zine. This will raise your e-zine’s readership.

7. You’ll find out how to design your web site to fit your visitors needs and wants. This will increase the time your visitors spend on your web site.7. You’ll find out how to design your web site to fit your visitors needs and wants. This will increase the time your visitors spend on your web site.

8. You’ll find out what kind of non related products or services your customers would buy. This will help your business easily move into a different market.

9. You’ll find out how to better price your products. This will help you sell your products or services at at a price that will pull the most orders.

10. You’ll find out were your potential customers are hanging out. This will inform you where to market and promote your products. —-

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Blog Reviews For Better Stats

by Joseph Trenton

If you want to learn how to promote your site with this traffic building technique, you will want to look at a blog review done on a website and see if that compels you to check it out. The same way a you get sucked into clicking on the link from a blog review is the same way that other people will feel when they see the blog review for your website.

A blog review is one of the newest ways to promote any type of website. This advertising strategy will not only boost your traffic numbers, but it will boost sales. You will automatically get a link back for every blog review that you have completed for your website.

A blog review works by paying someone to blog about your site. You can ask them for an honest review of your site, or you can ask for a more positive spin on the review. Either way, a blog review puts the advertising for your website in the hands of someone else who already has a trusted set of consumers. And if those consumer trust the blogger, they will realize that the site they chose to write a blog review about it worth checking out.

Not only does a blog review let people learn about the site, it is also a great way to get a link back to your site from the blog. This is the most convenient way to send new traffic to your site. If you decide that a blog review is worth the traffic your receive, you can have multiple bloggers all write reviews on your site, and it is still an affordable way to advertise.

A blog review is also the most successful way to get targeted traffic to your website. If you want to get the most out of your advertising dollars, you will want to get targeted traffic as much as possible. This is the only way that you will be able to make the most success out of your site. Getting traffic is easy, but getting targeted traffic that is interested in your site is something that you need to plan for.

If you really like the blog review that you received, you can also ask for a permanent link to be added to the blog. This way, the traffic to the blog will have different ways of reaching your site. If the blogger likes the site that much, they may want to add a link to the site anyway, and this could be some free advertising for you.

Having more traffic coming in from a blog review will also help your link popularity which will effect your rankings on social bookmarking sites and other link rankings online.

If you need more targeted traffic and have not tried a blgo review yet, you will be surprised at the success that you will have with it. As long as you have found a blog that receives a lot of traffic that could be targeted traffic for you, you will be spending little money on a lot of success.

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