Why Protecting Your Identity is Not Necessarily Free

by Jed Jenson

When it comes down to it, if time equals money, then nothing is free when it comes to protecting your identity. Although the federal government has made it possible for each citizen to protect their identity, many individuals do not realize that they must request these “free” services on a continuous basis. When taking into account the amount of time it takes to repeatedly request these “free” services, “free” can easily turn into thousands of dollars of financial ruin and thousands of hours spent trying to restore one’s good name and credit. Fortunately, though, there is an economic way to protect your identity and prevent identity theft through a company called LifeLock. LifeLock’s Identity Theft Prevention services can help you protect your identity and prevent identity theft in six valuable ways.

1. Fraud Alerts – LifeLock helps to protect your identity by requesting Fraud Alerts for you every 90 days. A fraud alert is a “flag” placed on your credit report that notifies a lender that they must, among other things, verify your identity before issuing a credit card or loan. If a LifeLock member has difficulty in obtaining credit because of a fraud alert on their credit account, LifeLock will contact the credit issuer for the member and clear up any concerns about the alert.

2. Do Not Call or Mail Lists – Another way to protect your identity from being stolen is by removing your name from solicitation lists such as pre-approved credit card mailing lists and telemarketing lists. Although this can be done by anyone for free, this must be done on an annual basis. LifeLock takes the worry out of keeping up with the various numbers to call and places to write to have your name removed from solicitation lists each year by actively removing your name from such lists on an annual basis.

3. Credit Reports – Checking your credit report is a good way to check to see if you have had any unauthorized loans or credit cards opened in your name. Although the federal government has made it a law for you to receive a free credit report from each of the 3 credit agencies yearly, the only way to ensure that your credit is checked all year long is to request a credit report from one of the credit agencies every 4 months. LifeLock takes the time and effort out of remembering to pull your credit report by sending you a copy of your credit report four times a year.

4. WalletLock – Ever lost your wallet? Every thought you lost your wallet? Chances are the first thing you did was to experience a sense of fear and panic. The second thing you probably did was to think, “What was in my wallet and how do I stop someone from using my credit cards?” With LifeLock’s WalletLock system, there is no need to feel fear or panic if you lose your wallet. Through WalletLock you will be able to identify what was in your wallet and will be assigned a WalletLock specialist who will help you contact each credit card company, banking institution, and any state and federal agencies who issue driver’s licenses, etc. to cancel the accounts and to begin the process of reinstating missing documents.

5. Identity Monitoring – With LifeLock’s eRecon and TrueAddress systems, potential identity theft threats are detected and eliminated through searching criminal websites and nationwide databases. eRecon protects your identity through searching criminal websites for the selling or trading of your social security number, credit card numbers, driver’s license number, email address, etc. and notifies you if such use is discovered. TrueAddress works by detecting any change of address information in relation to your name that occurs on nationwide databases. You will be alerted if a criminal tries to steal your mail or obtain your financial information by attempting to change your address. LifeLock also ensures that thieves do not open new bank accounts in a subscriber’s name by monitoring check systems.

6. Recovering Your Identity – Because criminals find ways around the system, preventing identity theft is not always fool-proof. Because of this, LifeLock offers a $1,000,000 total service guarantee that if someone happens to discover a weakness in their system and uses it to steal your identity, they will provide attorneys, investigators, accountants, case managers, etc. to restore your good name and, if you lose money as a result of the theft, LifeLock will reimburse you the amount of money lost. Todd Davis, CEO of LifeLock, has even been quoted as saying “If you get thrown in jail [because of identity theft], we’ll bail you out of jail.”

Deciding to protect your identity and choosing the way in which you go about protecting your identity is completely up to you. There are ways to protect your identity which will only cost you in terms of time and effort vs. money; however, there is no guarantee that you will recover your money and good name if your identity is stolen. The time, effort and money involved in protecting your identity and in having your identity stolen and credit ruined is incalculable. A smart consumer knows when it is time to ask, “When is free actually “free” when it comes to protecting my identity?” LifeLock’s Identity Protection and Theft Prevention services take the time and effort out of you protecting your identity and backs up their work with a guarantee that any money involved, up to one million dollars, in restoring your good name, credit and money lost if your identity is stolen while you are a member of LifeLock will not come out of your pocket.

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Reseller Web Hosting : What To Expect From Reseller Web Hosting

by Ray Lam

One of the great benefits of a web hosting reseller is you can earn some extra money at the same time as having web hosting. You may even end up making a full time income with a web hosting reseller. Some web hosting resellers pay very well.

Reseller hosting is the perfect solution for webmasters, designers, developers, internet consultants or anyone wanting to start a profitable online business. If you’re looking to get into the reseller hosting business, cPanel reseller hosting is the best option. Reseller hosting is almost the same as a shared web hosting account except you are given more control over your account. A webmaster may require a network of websites under different domain names to serve different business plans, but all are hosted under a common reseller hosting account.

The services offered by a reseller web hosting service do not really differ from a real host. As a matter of fact, reseller web hosting offers more features to the customers. Due to the added value services, reseller web hosting can offer web design and programming services to each customer that are often times not possible from real hosts. Real hosts tend to focus on bulk accounts and corporate clients. Reseller web hosting offers value added services to customers in order to maintain a competitive edge against bigger web hosting services.

As a reseller of web hosting services, you will purchase the hosting from an existing web hosting provider and then resell it under your company name. The greatest advantage of being a reseller is the fact that you will keep 100% of the profits that you generate from your own web hosting company.

Reseller web hosting is also better able to establish friendly relationship with their customers that go beyond the contract terms. This is the secret for those successful reseller web-hosting services. They fill the need that bigger hosting servers cannot provide. Those who want to start a reseller web hosting business are advised to look for a real host, such as Hostgator or SpeedHostingZ.com. It is very easy to obtain a reseller account from a real host these days.

Reseller web hosting is an ideal solution for those who already have a web site but maximum reliability, performance and uptime is critical to their business or e-commerce web site. A reseller is responsible for their own customer base only, but any hardware, software and connectivity problems are the responsibility of the server provider from whom the reseller plan was purchased. Reseller web hosts are normally not in charge of maintaining web server services or other maintenance related responsibilities but just a “web hosting provider.

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Cheap web hosting For Everyone

by Johnson

The best part of cheap web hosting plans is that setup fees, monthly fees or any other extra charges are almost negligible. In cheap hosting packages no doubt, prices are very cheap but you have to live with limited resources like CPU time and other server related resources. You also have to keep in mind that you are sharing servers with other customers so you are at the mercy of the performance of their sites as well.

Look for a web hosting company which has earned a good reputation from years of operations among its user base is considered reliable. Cheap web hosting companies and services must score well on the criteria of reliability, package value, customer service, and control panel, user-friendliness and server uptime.

Cheap web hosting service providers must give a sufficient space to store the data or files that structure your website as this industry is very competitive. A good low cost web hosting provider will also offer a relatively high bandwidth so that you website can be fairly busy before you hit any limits.

The best cheap web hosting companies provides 24 hours technical support. More advanced web site developers can make use any specialized software like a content management system, web log, customer support, discussion board or a shopping cart system in order to get the most out of the hosting package features. Most of the web hosting companies are offering user friendly website designs and editing tools like FrontPage, Dreamweaver or Coffee Cup support.

A quality cheap web hosting provider will support all the big programming languages and offer you a liberal programming environment so that you can develop your business using state of the art tools. Other reason is that cheap hosting providers adopts diverse business structure in comparison to older companies. Certainly, Web hosting business is severely competitive. Recently, the basis of competition is the tools and features provided to the user.

When one talk about this sort of strategy the major drawback is that every user doesn’t require all the features provided by the concern hosting company. Several hosting providers deliver free backup services for all their clients without any biasness. Off course, Backups are expensive, and it is not required by everyone, but every user is compelled to pay for it due to concerned package offered to them.

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